Consumers and businesses alike are commonly mistreated by insurance carriers. Insurance policies are intentionally confusing and ambiguous, giving the insurance companies the edge over consumers and businesses. Under the covenant of good faith and fair dealing, implied in all insurance contracts, this mistreatment or fraud is termed “bad faith.” Bad faith is when the insurance company does not abide by the terms and conditions of the insured’s policy and willfully refuses to pay a legitimate claim for damages.
Some examples Insurance Bad Faith include:
- Denial of insurance benefits due under a policy;
- An unreasonable delay in payment of benefits due;
- An unreasonably low offer to compensate justified damages;
- Non-disclosure of policy benefits to the insured;
- Failure to promptly investigate or failure to properly investigate a claim.
Attorney Nick Lowe is committed to providing his clients with innovative legal services across multiple practice areas. He has extensive experience and expertise in many areas such as severe personal injuries including brain injuries, premises liability, product liability, and bad faith insurance law.
Attorney Nick Lowe has been protecting the rights of seriously injured victims and their families throughout the Sacramento area since 1992. He has vast knowledge in all areas of personal injury law, including accidents, wrongful death, product liability and premises liability. Attorney Lowe has recovered substantial settlements for seriously injured clients in Northern California. He is respected in the community for his integrity, aggressive representation, and successful case outcomes.